Personal Income Tax Accountants in Ottawa
Trusted CPA Tax Services for Individuals and Families in Ottawa
Looking for expert personal tax support in Ottawa? Boyer & Boyer CPA provides tailored tax and accounting solutions to help individuals, families, and business owners file confidently, reduce taxes, and plan for the future.
Our bilingual (English/French) team makes it easy to work with us in the language you’re most comfortable with.
Ottawa Personal Tax Services
At Boyer & Boyer, CPA, our team of Chartered Professional Accountants (CPAs) offers reliable, personalized personal income tax services in Ottawa. Whether you’re a salaried employee, business owner, or retiree, we help you stay compliant and tax-efficient every step of the way.
If you’re looking for tax planning for small business owners, CRA audit support services or filing T3 or T1 returns in Ottawa, you’ve found the right place.
Personal Tax Return Preparation and Filing
We are proficient in preparing and filing T1 personal income tax returns. Our Ottawa personal tax accountants work to maximize your eligible deductions and credits while ensuring full CRA compliance.
We serve clients with a wide range of income sources:
- Small Business Owners: Claim home office use, business vehicle expenses, and other self-employment deductions with confidence.
- Rental Property Owners: Optimize deductions for mortgage interest, property taxes, and repairs. Report rental income correctly and reduce unnecessary taxes.
- Investors: Whether your income comes from stocks, ETFs, mutual funds, or foreign holdings, we’ll help you report capital gains, dividends, and interest correctly while minimizing tax impact.
Personal Tax Planning & Advisory
Strategic tax planning goes beyond just filing. Our CPAs work with you to develop customized strategies that reduce your personal tax liability today and in the future.
- Income Splitting: Reduce your family’s tax burden by shifting income to lower-tax-bracket family members through legal methods like pension splitting or family trusts.
- Family Tax Planning: Leverage tax credits, RESPs, and child-related deductions with a plan that fits your household’s financial goals.
CRA Compliance and Audit Support
Avoid stress during tax season. Our Ottawa-based tax accountants provide full support when dealing with the Canada Revenue Agency (CRA):
- CRA Representation: We handle all communication with the CRA on your behalf, including audits and reviews.
- Voluntary Disclosure Program (VDP): Missed a return or made an error? We can help you come forward to reduce penalties.
- Objections & Appeals: Disagree with a CRA assessment? Let us manage the formal objection process to pursue a fair resolution.
As a bilingual firm, we’re equipped to support both English and French-speaking clients through complex CRA processes.
International and Cross-Border Tax Support
We provide specialized services for Canadians with foreign income or international tax obligations, including:
- Cross-Border Tax Filing: For dual citizens, remote workers, and expats with multi-jurisdictional income.
- Foreign Income Reporting: Guidance on treaty benefits, foreign tax credits, and avoiding double taxation.
- Non-Resident Tax Obligations: Support for non-residents earning Canadian income, including proper withholdings and T1 filings.
- Foreign Asset Reporting (T1135): Meet disclosure requirements and avoid steep penalties.
Retirement and Investment Tax Planning
Planning for retirement or managing investment income? We help you keep more of what you earn.
- RRSP and RRIF Planning: Optimize when and how to draw from registered savings to reduce lifetime taxes.
- Capital Gains Management: Time your investments for tax efficiency and take advantage of loss harvesting strategies.
Plan your retirement income with tax-smart strategies
Tax Training and Education
Our CPAs also offer training and updates to empower individuals and small business owners.
We offer workshops and 1:1 Coaching that help you learn basic tax concepts, record-keeping best practices, and deduction strategies.
Need Help with Your Personal Taxes?
Whether you’re preparing for tax season, dealing with CRA notices, or planning for retirement, our Ottawa personal tax accountants are here to help. With personalized advice and expert tax strategies, we ensure you keep more of your money and stay compliant year-round.
Take the next step. Talk to a personal tax accountant in Ottawa today.
Personal Tax FAQs
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What documents do I need to file a personal tax return in Canada?
The T1 is Canada’s annual personal income tax return form used by individuals to report all income, deductions, and tax credits.
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What is a T1 personal income tax return?
The T1 is the annual tax form individuals use to report income, deductions, and calculate taxes owed or refunded.
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Can I claim my home office if I’m self-employed?
Yes. If you regularly use your home as your primary business space or to meet with clients, you may claim a portion of home-related expenses.
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What’s the personal tax deadline in Canada?
The general deadline is April 30. If you’re self-employed, your return is due June 15, but any balance owing must still be paid by April 30.
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Are pensions taxable in Canada?
Yes. CPP, OAS, RRSP withdrawals, RRIF income, and private pensions are all considered taxable income.
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Should I hire a CPA in Ottawa?
If you have multiple income sources, such as a side business, rental property, or foreign income, a CPA can help reduce your tax burden and avoid CRA issues.
Common Tax Questions We Help Answer
- How can I reduce taxes on my retirement income in Canada?
- What are the most tax-efficient ways to withdraw from my RRSP or RRIF?
- Can I claim both home office expenses and vehicle costs if I’m self-employed?
- What happens if I forgot to file last year’s tax return?
- Do I need to report my U.S. or international income in Canada?
- What’s the best way to split income with my spouse or children?
- I received a CRA notice of reassessment, what should I do next?
Don’t see your question here? Book a free consultation and speak with a personal tax accountant in Ottawa today.
Ready to File with Confidence?
Whether you’re navigating complex deductions, foreign income, or just want to ensure peace of mind at tax time, we’re here to help. Our team of personal tax accountants in Ottawa are ready to create a strategy that works for you.
Our services are fully bilingual to better serve the diverse communities of Ottawa.
Let’s make the tax season simple.
